High Yield Checking
Earn 2.00% APY* on balances up to $20,000
Ideal Credit Union’s High Yield Checking Account* is all about paying YOU a Great Rate! Enjoy all the convenience of an everyday checking account PLUS earn 2.00% APY.*
To qualify for the 2.00% APY on balances up to $20,000, simply:
- Have a minimum monthly qualified direct deposit of $7501
- Make 20 debit card purchases (minimum $3)2
- Be enrolled in estatements3
There is no minimum balance requirement and there is no monthly maintenance fee. If you do not qualify for the high yield, your account will earn 0.05% APY.
High Yield Checking Rates
|$0 - $20,000.01+||1.98%||2.00%|
*APY = Annual Percentage Yield. Rates subject to change at any time.
Use & Win Debit Giveaway*
How it works
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2020. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
Every purchase made earns you an additional chance to win in that month's drawing! So the more you use your card, the more chances you'll have to win!