COVID-19 Information: Ideal CU's Inver Grove Heights Branch is temporarily closed. Visit our Branch Updates Page.
For other resources, visit our Financial Support Page or Business Resources Page.


COVID-19 (coronavirus) Updates

Appointments are now being accepted at select Ideal CU branches

Drive-thru and appointment-only lobby services are now available at our Eagan, Hugo, North St. Paul, Stillwater and Woodbury branches. All teller transactions will continue to be drive-thru only. Ideal CU's Inver Grove Heights branch is temporarily closed.


Visitors who enter our branches are required to wear a mask. For the health and safety of our employees and members we ask that only the individuals included in the appointment are present.

Additionally, we ask members to wait in their cars until their scheduled appointment. An Ideal team member will call when they are ready to serve you.

Lobby visitors are encouraged to bring their own face covering. If needed, a face mask will be provided upon entering the building.

We appreciate your cooperation while we do our absolute best to keep our members, employees and communities safe during these difficult times.

Please review the services guide below before making a lobby appointment.

Make an Appointment

Services Guide

For any services that are not listed below, please call 651-770-7000 to determine if a lobby appointment is needed.


Branch Lobby

Drive Thru

Digital Banking

Contact Center



M-F: 9-5:30
Sat: 9-12


M-F: 8-5
Sat: 9-12

Check Balances


Transfer Funds


Deposits & Withdrawals

Check Deposit

Mobile App Only

Open an Account



Apply for a Loan



New Debit Card


Safe Deposit Box

Coin Counting


Notary Service


Cashier's Check


Wire Transfer


Precautions We Are Taking as We Reopen to the Public

Visitors who enter our branch lobbies are required to wear a face covering. We encourage lobby visitors to bring their own face covering. However, a face mask will be provided upon entering the building if needed.We are prepared to do our part to ensure the safety of our staff, members and the community. This includes:

  • Frequent disinfecting of surfaces and supplies by employees and sanitation professionals
  • Sneeze shields installed at all service areas
  • Floor guides to assist with social distancing
  • Maintaining low capacity at all times (7-10 visitors)
  • Removal of brochures, take-ones, coffee and check-in stations

Don’t feel comfortable coming inside?

We understand! Ideal CU drive-thru locations and the contact center remain open during regular business hours and you continue to have 24/7 access to your accounts using Ideal CU’s digital banking tools and other resources, which include:

  • Ideal Digital Banking & Mobile App: Check balances, view transactions, transfer money, pay bills, deposit checks via mobile check deposit and more. Enroll now
  • ATMs: Use self-serve ATMs at all Ideal CU branches to withdraw cash and make deposits. You also have surcharge-free access to over 40,000 ATMs nationwide through the CO-OP ATM Network.
  • Night-Drop Service: Deposits made through branch Night Drops will be processed the next business day. If you have a transaction that needs to be processed immediately please visit your nearest Ideal CU drive-thru branch. Note: Stillwater and Inver Grove Heights branches do not have drive-thru service.
  • Debit & Credit Cards: All Ideal CU cards will continue to work as normal to give you immediate access to your money for purchases at stores and online.
  • Online Account & Loan Applications: You will still be able to open additional accounts and apply for loans using our 24/7 online application. Most loans can be completed without ever needing to visit a branch. Open an account or apply for a loan.

Your money is safe and insured by the NCUA

Keep in mind your money is safe, secure and insured, up to a minimum of $250,000 per individual, by NCUA. You may qualify for more than $250,000 in coverage at Ideal if you own share accounts in different ownership categories. The most common categories for individual and family shares are single owner accounts, joint accounts, certain retirement accounts, revocable trust accounts, and irrevocable trust accounts. Learn more.

Lobby Appointment Hours

  • Mon, Tues, Thurs, Fri
    9:00am - 5:00pm
  • Wednesday
    10:00am - 5:00pm
  • Saturday
    9:00am - 12:00pm
  • Make an Appointment

Drive-Thru Hours

  • Monday - Friday
    9:00am - 5:30pm
  • Saturday
    9:00am - 12:00pm
  • Inver Grove Heights Branch: ATM & Night-Drop only.

Contact Center Hours

  • Monday - Friday
    8:00am - 5:00pm
  • Saturday
    9:00am - 12:00pm

Holiday Hours

See Holiday Hours

Resources & Tools

A Message from Ideal CU President/CEO Brian Sherrick

We at Ideal Credit Union hope you and your family are staying safe. Rest assured your credit union has been working diligently to ensure you have access to the essential financial services you depend on while prioritizing the health and safety of our members, employees and our local communities.

We understand that these unprecedented times may bring financial challenges and unique needs. We are here to help. Please call us at 651-770-7000 with any questions or concerns you may have regarding your finances here at Ideal CU.

Be safe and be well. Together, we will get through this.

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Brian Sherrick
Ideal Credit Union