Credit cards and debit cards offer incredible convenience; but, is it a smart idea to pay monthly bills with them? Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. It’s important to consider the many variables of this decision before going ahead with it. Let’s take a closer look at the pros and cons.

(Woodbury, MN –November 19, 2019) – Ideal Credit Union’s popular $1,000 Holiday Debit Card Giveaway is back for another four weeks this holiday season. Ideal CU has held this yearly holiday promotion since 2012 and has given away $28,000 to 28 lucky members. To qualify, members with an Ideal CU personal checking account simply use their Ideal CU Debit Mastercard® or My Rewards™ Gold or Platinum Debit Card for purchases and earn a chance to win one of Ideal CU's four weekly $1,000 random drawings. Members earn 100 bonus entries into the weekly drawing when they make 25 or more purchases a week.

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these five tips:

(Woodbury, MN – January 18, 2019) – Ideal Credit Union’s popular monthly $1,000 “Use & Win” Debit Card Giveaway is back for another year of giving in 2019. Since the program’s inception in January of 2017, Ideal CU has given away $24,000 to 24 lucky members chosen at random in the “Use & Win” Debit Card promotion. Previous winners have used the funds to help pay for everything from adopting a baby to car repairs, home improvements, bills, vacations, maternity leave, tuition, study abroad programs and much more!