It’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.

How do you pay for your purchases? It may be instinct to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Here’s where you may not want to use your debit card: