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Simple Home Refinance

Simple Home Loan Refinance

Save big with capped closing costs

Looking to refinance but don't want to pay high closing costs? Back by popular demand, the Simple Home Loan Refinance option makes refinancing more affordable with closing costs capped at $1,999.

  • Maximum closing costs of $1,999 or less*
  • Fixed and variable rate options
  • Maximum loan amount $250,000
  • Finance up to 80% of home's value
  • Singe Family Home, 2-4 units, Condominium, and Townhome
  • Primary & secondary occupancies acceptable

Get started

Get started now with our easy-to-use online application.

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You can also make an appointment or give us a call at 651-747-4663


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Check Rates

*APR=Annual Percentage Rate. Maximum loan amount $250,000. A minimum credit score of 680 is required to obtain this rate. Closing costs vary by state. The average closing cost is $1,299 but will not exceed $1,999 if appraisal is required. Offer is subject to normal credit qualifications. Finance up to 80% of homes value. Available for Single Family Home, 2-4 units, Condominium, and Townhome. Primary & secondary occupancie acceptable. Property insurance is required. Consult your tax advisor regarding deductibility of interest. Payment example: On a $250,000 owner occupied (primary residence) home loan at 3.652% APR for a 30 year term, monthly payments would be $1,143.93 per month. Payments do not include applicable taxes and insurance and may result in higher payments. Rates are subject to change at any time.