Digital Wallets
Google Pay
A New Way to Pay
Google Pay is the simple and secure way to make purchases with your Google phone in stores and in mobile apps. Currently all Ideal VISA® credit cards are available for use with Google Pay.
Safe & Secure
Google Pay utilizes tokenization and fingerprint authorization to protect your card information. The tokenization method generates a unique alphanumeric identifier for each purchase you make, which means your actual card number is never used or shared with the merchant.
Get Started with Google Pay
Adding your Ideal card is simple and quick:
- Download the Google Pay app for Android or Apple devices.
- Use your camera to enter your card information automatically. You'll be prompted to enter the security code found on the back of your card.
- Use the information provided to contact Ideal CU and complete your card verification.
Once you have completed these steps and verified your card activation with an Ideal CU representative, your card will be ready to use for Google Pay.
Frequently Asked Questions
What is Google Pay?
Google Pay offers a secure and simple way to pay at stores or in popular apps using your Google device with OS KitKat of higher
How does Google Pay work?
Google Pay works using Magnetic Secure Transmission (MST), a technology that emits a magnetic signal that mimics the magnetic strip on a on a traditional payment card. Simply select a card from Google Pay, and transmit the payment information by moving your device within an inch of the payment terminal. Your transaction and payment information will be kept private and secure with the use of tokenization.
Which devices support Google Pay?
Use Google Pay with your NFC-enabled device running Google OS 4.4 (KitKat) or higher.
Which Ideal CU cards can I add to Google Pay?
Currently all Ideal Credit Cards are available for use with Google Pay.
Will I receive a receipt for purchases made using Google Pay?
You will receive and sign a receipt for each purchases made with Google Pay. However, you will not receive a physical or digital receipt from Google Pay.
How can I make a return for Google Pay purchases?
Returns through Google Pay are treated the same as returns where a physical card was used and is subject to the store's return policy. You may be required to have your phone available to complete the purchase return.
How long will it take for my card to work after adding it to Google Pay?
For your security, you will need to contact Ideal Credit Union to finish adding your card to Google Pay. You will be prompted when to call during the adding process. Once you have called and your card has been verified, your card will being to work with Google Pay immediately. {Where can I learn more about Google Pay?} You can learn more and find full set-up and usage instructions at
https://pay.google.com/about/.
Detailed setup and usage instructions
*Google Pay is compatible with NFC- and HCE-enabled devices running KitKat 4.4 and higher. Learn more at https://pay.google.com/about/.
Google, Google Pay and the Google Logo are trademarks of Google Inc.
