Special 2.99% APR* Balance Transfer Offer
Stop paying higher interest rates and finance charges on credit card balances you may have elsewhere. Instead, save with 2.99% APR* for 12 months on balance transfers to your card February 1 through April 30, 2023. Lower your interest payments and consolidate balances on other higher rate cards with no balance transfer fee!
- 2.99% APR on transferred balances for 12 months to your Ideal CU Visa Credit Card. Requesting the transfer is easy using Ideal Digital Banking!
- No balance transfer fees February 1 through April 30, 2023
- Plus, extra savings over time if your balances elsewhere held a higher rate than your current Ideal Visa Credit Card rate of 2.99% APR*
It's easy to start saving on interest charges!
For the quickest processing, request your balance transfer online using Ideal Digital Banking:
On mobile:
- Log into Ideal CU App
- Click on More
- Click on Tools and select Card Management
- Click on the card you wish to manage
- From the options list, click on Balance Transfer
- Follow the on-screen instructions to complete your request
On desktop:
- Log into Ideal Digital Banking
- Click on Tools in the menu and select Card Management
- Click on the card you wish to manage
- From the options list, click on Balance Transfer
- Follow the on-screen instructions to complete your request
Otherwise you may request your balance transfer by calling 1-866-820-3867.
See Terms & Conditions for full details.
Don't have an Ideal Visa Credit Card?
Now is the perfect time to apply for an Ideal Visa Credit Card. Learn more and apply to get started saving and earning more during our 2.99% Balance Transfer Special.