Protecting Your Personal Information on Social Networks

Introduction to Social Media Privacy

Social media platforms are integral to modern communication, but they also pose significant privacy risks. When you share on social media, you create a digital profile that can be viewed not just by friends and family but also by potential hackers and marketers. Personal data, from the mundane to the highly sensitive details can often be accessed on social media while potential risks are not understood. It's important to understand how your data is being viewed, used and shared to better protect your digital persona.

 

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What Timeshare Owners Need to Know About Timeshare Scams



Timeshare Scams: A Growing Threat

Imagine this: you're nearing retirement, looking to downsize or simplify your life and there's a timeshare property you've owned for years. Out of the blue, you receive a call from a seemingly professional company promising to help you sell your timeshare for a tempting price. The call may even seem to be from a reputable company that you are familiar with. After payments are made, the company becomes unreachable, leaving owners financially compromised and without a buyer. This scenario is becoming increasingly common as timeshare scams rise across the country, with more than 6,000 victims reporting more than $300 million in losses to the FBI over the last 5 years. 

 

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How Freezing Your Credit Can Save Your Credit Score

Credit Freezes and Their Importance

Understanding the significance of a credit freeze is crucial in protecting your financial identity. A credit freeze, also known as a security freeze, is a preventive measure that restricts access to your credit reports. This makes it harder for identity thieves to open accounts in your name because most creditors require access to a credit report before approving new credit. Even if a thief has your personal information, a freeze will stop them from utilizing this data to open fraudulent accounts. Credit freezes are now federally mandated to be free and you can place or lift them within an hour, all without affecting your credit score​​.

 

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When Fraud Comes Close to Home: A Personal Story Behind the Statistics



When Fraud Hits Close to Home

Fraudulent schemes usually feel distant until they happen right in front of us. This blog details the personal experience of a senior vice president (SVP) at Ideal Credit Union, whose own close encounter with a scam underscores the pervasive and insidious nature of fraud. Here, we explore how easily anyone can become a target, even those well-versed in the mechanisms of financial deception.

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