Keep your home warm and safe this winter by following this comprehensive to-do list before the real cold sets in.

We still have a landline at my house. Why? My hubby and I have asked ourselves that question many times, especially when the bill comes every month and the majority of calls we get are robocalls. Everyone in my household has a cell phone, so why not cut the wire? Here are a few of the main reasons people like me hang on to their landlines — and why some of those reasons may not actually matter.

Is your home in need of a facelift? As you probably know, renovations don’t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000! But, with some careful planning, you can shave thousands of dollars off these price tags. Here are 7 ways to save:

How much money do you spend each week for work lunches? Do you run to the fast food drive-thru or meet a friend or colleague for a sit-down lunch a few days a week? When you do the math on these occasional outings, the numbers may shock you. But, for just a few dollars and several minutes of your time, you can prepare something delicious at home.