It may be a new year, but scammers are still looking for ways to con you out of your money. Experts are warning of a new scam that involves changing the date on important documents.

Every 10 years, the Census Bureau counts every person living in the U.S. The process won’t start until mid-March 2020, but the Federal Trade Commission (FTC) is already warning of scammers trying to con you out of your sensitive information. Here are some key things to keep in mind to avoid getting scammed in the 2020 census.

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you just can’t find money to put into savings, you might need a budget. A budget is not a magic potion that will automatically solve all of your money problems, but it will help you gain financial awareness. That, in turn, will help facilitate more responsible decisions. Here are 6 easy steps to create a budget.