A personal checking account that earns you tiered interest
Relationship Checking benefits
We've got you covered
- Earn interest on the balances you keep in your account (view rates)
- Ideal Debit MasterCard® , Digital Banking and full access to Ideal's Mobile App with Mobile Check Deposit, bill pay services and more
- Access to a huge ATM Network
- A monthly chance to win $1,000 when you use your Ideal Debit Card for everyday purchases (Learn more)
|Interest Tiers||Interest Rate||APY1|
|$0 - $1,999.99||0.00%||0.00%|
|$2,000 - $9,999.99||0.05%||0.05%|
|$10,000 - $19,999.99||0.05%||0.05%|
|$20,000 - $49,999.99||0.05%||0.05%|
Use & Win Debit Giveaway
How it works
Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2019. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases.
Every purchase made earns you an additional chance to win in that month's drawing! So the more you use your card, the more chances you'll have to win!
We'll choose a new winner each month
Each month we'll hold a random drawing from all eligible entries received for that month. For example, if you used your card 25 times your name will be included in the drawing 25 times. It's that simple!
Winners will be chosen on the first Wednesday of each month starting January 1, 2019.