Relationship Checking

A personal checking account that earns you tiered interest

Relationship Checking benefits

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Relationship Checking rates

Rates as of:
Interest TiersInterest RateAPY1
$0 - $1,999.99 0.00% 0.00%
$2,000 - $9,999.99 0.05% 0.05%
$10,000 - $19,999.99 0.05% 0.05%
$20,000 - $49,999.99 0.05% 0.05%
$50,000+ 0.05% 0.05%
  1. Annual Percentage Yields (APYs) are subject to change.

Use & Win $1,000 Monthly  Giveaway


Minimum $50 deposit required to open a personal checking account.

*APY is Annual Percentage Yield

Random drawings for the $1,000 giveaway will be conducted once a month for the promotional period beginning January 1, 2022 through December 31, 2022 from all eligible entries received. One (1) $1,000 prize winner will be selected at random each month. Must be member in good standing and have not caused a loss to Ideal Credit Union. Ideal CU Student and Business Accounts are not eligible. Offer excludes Ideal Credit Union employees and accounts on which an employee is joint, Board of Directors and Supervisory Committee members of Ideal CU. See official rules.