Regular / IRA CDs
Regular / IRA Certificate Rates
|Term2||$500.00 - $24,999.99||$25,000.00 - $69,999.99||$70,000.00 +|
|91 Day||0.10% APY1||0.15% APY1||0.20% APY1|
|6 Month||0.20% APY1||0.25% APY1||0.30% APY1|
|12 Month||0.30% APY1||0.35% APY1||0.40% APY1|
|18 Month||0.45% APY1||0.50% APY1||0.55% APY1|
|24 Month||0.45% APY1||0.50% APY1||0.55% APY1|
|30 Month||0.55% APY1||0.60% APY1||0.65% APY1|
|36 Month||0.85% APY1||0.90% APY1||0.95% APY1|
|48 Month||1.00% APY1||1.06% APY1||1.11% APY1|
|60 Month||1.06% APY1||1.11% APY1||1.16% APY1|
1. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Rates subject to change at any time. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). Interest is compounded and credited on a monthly basis.
2. Penalty for early withdrawal. CDs with maturity dates greater than 12 months will be assessed the lesser of 180 days interest or interest earned/CD with maturity dates 12 months or less will be assessed the lesser of 90 days interest or interest earned. Fees may reduce earnings.