Credit Card Rates

Visa Credit Card Rates

Rates as of:
Card TypeAPR*
Visa Blue Rewards Variable 15.25% - 18.00%1
Visa Gold Non-Variable 12.50% - 18.00%2

*APR = Annual Percentage Rate

1 Ideal CU Blue Rewards variable APR ranges from 15.25% - 18.00% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Cash Advance fees are 3% of each advance (Minimum $10.00). Foreign Transaction fees are up to 1% of each transaction in U.S. Dollars. Card Shipment Rush Fee $40. See full card disclosure.

2 Ideal CU Gold non-variable APR ranges from 12.50% - 18.00% dependent on creditworthiness. Cash Advance fees are 3% of each advance (Minimum $10.00). No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Card Shipment Rush Fee $40. See full card disclosure.