Credit Card Rates

Visa Credit Card Rates

Rates as of:
Card Type APR*
Visa Blue Rewards Variable 14.40% - 17.99%1
Visa Gold Non-Variable 9.90% - 15.90%2
*Annual Percentage Rate

1. Ideal CU Blue Rewards variable APR (Annual Percentage Rate) ranges from 14.40 - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35.

2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35.