Personal Loan Rates

Rates as of:

Type	Term	APR* as low as
Signature¹ up to $5,000	Up to 36 months	12.99%
Signature¹ over $5,000	Up to 60 months	12.99%
Overdraft Line of Credit	Up to 30 months	14.00%
Share Secured²	Up to 60 months	Current deposit rate + 3.00%
Home Improvement Loan³	Up to 60 months	7.50%
*APR = Annual Percentage Rate 1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 12.99% APR over a 36-month term would make a payment of $71.76 per $1,000 borrowed. 2. The Shared Secured Loan is only available to current members who have checking account in good standing with Ideal Credit Union. 3. Maximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 7.50%APR, monthly payments would be $500.95.