Personal Loans and Lines Rates
|Type||Term||APR* as low as|
|Signature1 up to $5,000||Up to 36 months||12.99%|
|Signature1 over $5,000||Up to 60 months||12.99%|
|Overdraft Line of Credit||Up to 30 months||14.00%|
|Share Secured2||Up to 60 months||Current deposit rate + 3.00%|
|Home Improvement Loan3||Up to 60 months||7.50%|
*APR = Annual Percentage Rate
2. The Shared Secured Loan is only available to current members who have checking account in good standing with Ideal Credit Union.
3. Maximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 7.50%APR, monthly payments would be $500.95.