Personal Loan Rates

Personal Loans and Lines Rates

Rates as of:
Type Term APR* as low as
Signature1 over $5,000 Up to 60 months 11.49%
Ready Cash Line of Credit2 Revolving Line of Credit 11.75%
Share Secured Up to 60 months Current deposit rate + 3.00%

*APR = Annual Percentage Rate

1. Actual rate based on applicant's payment and credit history. Example of Payment Terms: Signature loan with 11.49% APR up to a 60-month term would make a payment of $21.99 per $1,000 borrowed.

2. Actual rate based on applicant's payment and credit history. The minimum floor APR will be 8.00% and maximum APR will be 17.99%. Current variable APR ranges from 11.75% - 17.99%, based on the Wall Street Prime Rate which is currently 8.00%. Limit of one line of credit per membership.