Personal Loans and Lines Rates
Rates as of:
Type | Term | APR* as low as |
---|---|---|
Signature1 up to $5,000 | Up to 36 months | 12.99% |
Signature1 over $5,000 | Up to 60 months | 12.99% |
Overdraft Line of Credit | Up to 30 months | 14.00% |
Share Secured2 | Up to 60 months | Current deposit rate + 3.00% |
Home Improvement Loan3 | Up to 60 months | 7.50% |
*APR = Annual Percentage Rate 2. The Shared Secured Loan is only available to current members who have checking account in good standing with Ideal Credit Union. 3. Maximum loan amount is $25,000. A minimum credit score of 680 is required to obtain this loan. Offer is subject to normal credit qualifications. Payment Example: On a No Equity Home Improvement Loan with a term of 5 years at 7.50%APR, monthly payments would be $500.95. |